The 2012 Presidential Election is coming up in just a few weeks. It is vital that everyone become an informed voter and understand exactly where each candidate stands on major issues. Since this is the Insurance Blog, I am focusing on issues and topics that relate to health insurance coverage. Here is where the candidates stand on pre-existing conditions. A pre-existing condition is a health condition, disease, or situation that a person has experienced in the past, or is continuing to experience today. An insurance company could consider anything at all to be a pre-existing condition: cancer, allergies, asthma, diabetes, … Continue reading →

As of August 1, 2012, the Affordable Care Act requires all health insurance plans to cover women’s preventative care without a co-payment or cost-sharing requirement. This means that women who have health insurance can get the care they need at a much more affordable price. August 1, 2012, is seen by many as a day of celebration for American women, and their families. This is because the Affordable Care Act now requires all health insurance plans to cover women’s preventative care without charging women a co-pay or deductible in order to receive these types of health care. This is the … Continue reading →

Every year, New Orleans holds a huge jazz festival that goes on for more than a week. The musicians that come to preform at the festival will, at times, require health care. Many of them do not have health insurance. They go to the New Orleans Musicians’ Clinic for the health care that they need. The New Orleans Jazz & Heritage Festival is an annual festival that started in April of 1970. The first one had around 350 people attending. In 2001, attendance reached 650,000. The festival includes twelve different stages, all of which showcase a multitude of musicians, preforming … Continue reading →

This week, the Senate had the opportunity to cast a vote about the Blunt amendment. The Senate voted to kill this amendment, which means that it will not be allowed to take effect. This is wonderful news for everyone who has employer sponsored health insurance, or who hopes to have it, someday. The Blunt amendment that was proposed by Senator Roy Blunt, (who is a Republican from Missouri). This particular proposal was attached, or amended to, a bill that was about funding for highways. The Blunt amendment had absolutely nothing to do with funding for highways, though. Instead, it was … Continue reading →